Skip to main content
Flat Worldwide Life Insurance Sales: Predictable or Surprising?

IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Introduction

During the past few decades, the world has become a much more dangerous place in which to live. Since 1970, the annual rate of change in the number of worldwide deaths has been increasing, but still was negative through 2018 (see Figure 1 below)1 Since 2019, the rate of change began to increase. And, this is prior to the COVID pandemic which became a mortality event later in 2020. 
 

The Family Income Policy


IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >
 

Largest Life Insurance Market in the World

Declining Populations Put Additional Pressure on Social Insurance Systems


IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >
 

Largest Ponzi Schemes in the World

Declining Populations Put Additional Pressure on Social Insurance Systems

 

IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >
 

Largest Ponzi Schemes in the World

An Early Start to Insurance

 

IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >

Retiring is Exhausting

 

IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >
 

The Three-Legged Stool

Life Insurers: The Unsung Heroes

 

IIS Executive Insights Life & Health Expert: Ronald Klein, Executive Director, BILTIR

Click here to read Ronald Klein's bio
View More Articles Like This >

And They Say Actuaries Look Through a Rearview Mirror…


IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >
 

One of The Biggest Impediments to Increased Life Insurance Sales

 

IIS Executive Insights Life & Health Expert: Ronald Klein, Founder, Obtutus Advisory GmbH

Click here to read Ronald Klein's bio
View More Articles Like This >