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Insurance and Cyber Risk facing SMEs in Developing Economies from an Actuarial Lens

 

Olaoluwa Tolulope Olaopa, Head, Actuarial Services, Custodian Life Assurance

Abstract

Small and medium-sized enterprises are vital to economic growth in developing economies. As more SMEs adopt digital tools and online channels, they also become increasingly exposed to cyber threats and attacks. However, many SMEs lack the resources, technical capacity, and financial protection needed to prevent cyber risks or recover from losses when incidents occur.

The Need to Close the Protection Gap

The Future of Life Insurance Agents in the Era of Evolving AI with Growing Insightfulness, Professionalism and Empathy

 

Roy Wang, Head of Agency Digitalization & Innovation, AIA Life Insurance

Leading Actuarial Teams through the AI Transition

 

Leonie Schlichthärle, Executive Director Actuarial, Gallagher Re

10 To Dos For Insurance CEOs To Win In 2026

 

Presented by Oliver Wyman

Global dynamics have accelerated in 2026. Fragmenting geopolitics, more interventionist industrial policies, and an increased focus on digital sovereignty are forcing insurance leaders to rethink where to deploy capital, talent, and technology. 

Meanwhile, private capital is structurally reshaping insurance through run-off deals, consolidation, and asset-intensive platforms.

EY Global Insurance CFO Survey

 

Presented by EY

Creating Breakthrough Value from Finance Transformation

The six paradoxes insurance CFOs must navigate to establish a future-fit operating model 

2026 Global Insurance Outlook


Presented by EY

EY’s 2026 Global Insurance Outlook goes beyond the complexity of the current landscape facing insurers to focus on growth and innovation strategies to position markets leaders to succeed. It sets out valuable insights and strategic imperatives to help leaders navigate market volatility, leverage AI for competitive advantage, and optimize customer-centric approaches. 

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More Lives Covered: Unlocking the Potential of Life Insurance for All

 

Hector Martinez, Head of Insurance, US Segment, John Hancock

Will Human Advisors Survive the Age of AI?

 

Sulim Lee, Regional Business Development Director , AIA Group