Underwriting of Tomorrow, Today

Eva Csapó, Data Analyst at Global Underwriting Center, Aegon N.V.

The life Insurance industry has not been immune to the digital transformation and changing customer needs, however due to the nature of the business (long-term investments and a heavily regulated environment), digital disruption has not transformed insurance as much and as fast as some other industries (e.g., retail or travel and accommodation services). There is no Uber of life insurance yet, but that does not mean that insurance companies will remain unchallenged by disrupters and hence can continue doing things the same way as they did in the past.

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