New York, New York – Oct. 14, 2026:The International Insurance Society (IIS) has announced the finalists for the 2026 RGA Leaders of Tomorrow award, recognizing four emerging insurance professionals for their leadership potential and original research on issues shaping global insurance and risk management.

Typically, three finalists advance to this stage of the program; this year, the selection panel chose to recognize four, citing the exceptional quality and thought leadership reflected in the submitted research and presentations.

Olaoluwa Tolulope Olaopa, Head, Actuarial Services, Custodian Life Assurance

Abstract

Small and medium-sized enterprises are vital to economic growth in developing economies. As more SMEs adopt digital tools and online channels, they also become increasingly exposed to cyber threats and attacks. However, many SMEs lack the resources, technical capacity, and financial protection needed to prevent cyber risks or recover from losses when incidents occur.

The Need to Close the Protection Gap

Sam Chesterton, Vice President, Business Development, RGA UK

A phased approach to DC decumulation 

Summary

Addressing the UK retirement landscape requires identifying its inevitable transition from defined benefit (DB) to defined contribution (DC) as the primary savings mechanism. This transition places the burden of sufficient pension savings and appropriate retirement decumulation firmly on the individual’s shoulders.

Roy Wang, Head of Agency Digitalization & Innovation, AIA Life Insurance

Malik Abbassi-Antoine, Chief Market Development Officer, Europe, Lloyd’s Insurance Company

Leonie Schlichthärle, Executive Director Actuarial, Gallagher Re

Jubei Shindo, EVP, Finance, Risk Management, and Accounting Research, Daiichi Life North America, Inc.

Ivan Wan, Head of Corporate Actuarial, HSBC Life (International) Limited

Abstract 

Apparently, Hong Kong is one of the most insured cities in the world. New business premiums are quickly growing and reached an historical high in 2025, contributing a significant proportion to the economy’s GDP. If one only looks at these headline statistics, people might simply jump into conclusion that Hong Kong residents are exceptionally well-protected.

Charlotte Halkett, Principal, Milliman

Allison Long, AVP, Social Impact Strategy & Performance, Sun Life

How underserved groups can drive strong business value for life and health insurance companies

Introduction

The life and health insurance industry was built on improving people’s health and financial security through collective risk sharing. Consistently delivering on that promise is becoming more complex as populations age, become more diverse, and develop increasingly distinct health and financial needs.