The debate in the United States about establishing a mechanism for insuring catastrophic wind risk at the national level has been ongoing and pre-dates the substantial losses from the 2004 and 2005 hurricane seasons.
This paper describes the challenges that consumers, insurers and insurance regulators face in dealing with insurance for low-probability, high-consequence events.
This paper provides an overview of the academic literature on microinsurance adoption in emerging markets, with a particular emphasis on randomised control trials. I discuss what we know, what we can reasonably hope to know using the extensive work on microcredit as a comparator, and what the available evidence implies for public policy.
This paper intends to provide insights on the vital subject of Disaster Resilience, specific to the role of the insurance market in driving positive pre and post incident behaviors and outcomes.
This paper will attempt to explore, at a high level and drawing on a range of published sources, the convergence of various components of the financial system from an insurance perspective and identify opportunities for the insurance industry to “Do well as well as Do good”.