Best's 2025 Market Segment Outlooks
Presented by AM Best
AM Best’s 2025 Market Segment Outlooks cover:
- Global Reinsurance – the segment outlook remains Positive, owing to strong underwriting profit margins, stable property rates and terms, and solid capitalization
- US Commercial Lines – the segment outlook remains Stable, owing to strong underwriting performance, improved investment returns, countered by social inflation and rising climate risk
- US Personal Lines – the segment outlook improves to Stable, owing to improved rate and pricing conditions, particularly in the auto space, as well as solid risk-adjusted capitalization, among other factors
- US Life/Annuity Insurance – the segment outlook remains at Stable, owing to strong capitalization industry-wide, top-line growth in most core lines, and consistent profitability
- Delegated Underwriting Authority Enterprises – outlook for the global DUAE remains at Positive, owing to sustained growth and niche expertise, despite potential capacity challenges
- US Health Insurance – outlook for the segment remains at Stable, owing to good capitalization and liquidity, favorable net investment income, and profitability, despite declining underwriting results