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An Examination of the Geographic Aggregation of Catastrophic Risk

The debate in the United States about establishing a mechanism for insuring catastrophic wind risk at the national level has been ongoing and pre-dates the substantial losses from the 2004 and 2005 hurricane seasons. 

The Role of Insurance in Reducing Losses from Extreme Events: The Need for Public–Private Partnerships

This paper describes the challenges that consumers, insurers and insurance regulators face in dealing with insurance for low-probability, high-consequence events.

Overcoming Barriers to Microinsurance Adoption: Evidence from the Field

This paper provides an overview of the academic literature on microinsurance adoption in emerging markets, with a particular emphasis on randomised control trials. I discuss what we know, what we can reasonably hope to know using the extensive work on microcredit as a comparator, and what the available evidence implies for public policy.

Disaster Resilience & Insurance Industry

This paper intends to provide insights on the vital subject of Disaster Resilience, specific to the role of the insurance market in driving positive pre and post incident behaviors and outcomes. 

Capital Convergence and opportunities for positive social application of insurance solutions

This paper will attempt to explore, at a high level and drawing on a range of published sources, the convergence of various components of the financial system from an insurance perspective and identify opportunities for the insurance industry to “Do well as well as Do good”.

"Climate Cost of Cultivation": A New Crop Index Method to Quantify Farmers’ Cost of Climate Change Exemplified in Rural India
We model the impact of agricultural droughts with a new multi-parameter index (using both climatic and non-climatic parameters) and propose a new risk transfer solution for crop insurance, called Climate Cost of Cultivation (CCC).
Sustainable Income in Retirement

The second decade of the 21st century represents a transformational period in the retirement savings industry due to demographic factors and market conditions. 

Filling the gap: Will automated advice kill the traditional advisor?

Traditional insurance orthodoxy is that insurance products are sold, not bought. 

The Natural Catastrophe Protection Gap: Measurement, root causes and ways of addressing underinsurance for extreme events

The global property protection gap in natural catastrophe risk has widened steadily over the past 40 years.

HED: Megacities in Asia: Responding to Risks - Securing Prosperity

Being defined as urban areas exceeding 10 million inhabitants, megacities accumulate impressive physical, human and intellectual resources.