Sandeep Kedia, Chief Financial Officer, Aditya Birla Health Insurance
Spreading risk among many is termed as Insurance1a Spreading risk can be as simple as multi-member group in hunting to spread risk of being the one to be insured or killed by animals, or shipping cargo in batches so that entire shipment is not lost.
Derek J. Houle, Head of Canadian Legacy and Inforce Management, Manulife
Long-term care (LTC) “encompasses a range of health and personal care services provided to individuals, primarily seniors, with complex support needs living in designated LTC homes.” [4] It includes LTC homes but also covers other services and care options provided in the community and at home.
Robert Eaton, Principal and Consulting Actuary, Milliman
Annie Nhat Anh Tran, Enterprise Risk Manager, MSIG Asia Pte Ltd
Born and raised in Vietnam, I spent my childhood during the early 1990s, the struggling years of the country’s economic reform, or so-called “Doi Moi.” Back then, Vietnam was a low-income nation heavily reliant on agriculture, with gross domestic product (GDP) per capita of less than $200[1].
Kyeonghwa Kim, Chief Pricing Actuary, RGA
Over the past few decades, South Korea has witnessed remarkable economic growth, emerging as the eighth-largest global life insurance market in terms of gross written premiums.
By 2025, Korea is expected to enter a super-aged society, meaning the elderly population aged 65 and above exceeds 20 percent of the total population. This rate of aging is unprecedented, not just in Asia but across the world [1].
Presented by RGA
Underserved markets range from those with chronic diseases to those at the lower end of the economic spectrum. All deserve some level of protection. RGA’s Carolyn Pritchard, Head of Underwriting, Latin America, asserts that accomplishing this mission is not possible without purposeful attention to financial inclusion.
A research report by HSBC Life Hong Kong (partnered with Economist Impact)
With an increasing customer demand for help with planning overseas education for children, the insights in this research report will help parents better plan for the longer-term costs of international education and put in place proper financial plans to ensure their children can benefit from the global opportunities that await them.
Oluremi Owolabi Fadi, Team Lead, Oil&Gas and Financial Institutions, Custodian Life Assurance Limited
Steve Cramer, Senior Vice President & Chief Product Officer, Retirement Division, Protective Life Insurance Company
Joseph Strathman, Director, Business Transformation, Transamerica Life Insurance Company
Life insurance customers are increasingly segmented by gender, race, ethnicity, and other characteristics. Many of these groups are underserved and with unique needs, creating challenges for insurance carriers to reach them.
